Wealthify gives eligible new customers a £50 investment bonus after they join through a referral, fund a qualifying plan and keep the required balance invested for six months.
How much must you invest?
| Wealthify plan | Minimum for the referral |
|---|---|
| Stocks and Shares ISA | £1,000 |
| Junior ISA | £1,000 |
| General Investment Account | £5,000 |
| Self-Invested Personal Pension | £5,000 |
Cash ISAs and Instant Access Savings Accounts do not qualify.
How to get the Wealthify £50 bonus
- Open the referral.
Create a genuinely new Wealthify customer account.
- Complete the assessment.
Choose an investment risk level that fits your goal and time horizon.
- Open an eligible plan.
Use an ISA, Junior ISA, GIA or SIPP under the current requirements.
- Reach the minimum.
Fund the plan within six months and allow room for market movement.
- Maintain it for six months.
Keep the balance above the required level for six consecutive months.
How Wealthify invests the money
You choose a risk style and Wealthify builds a managed portfolio using funds across markets and asset types. You do not need to select individual companies, but the investment still rises and falls.
Risk and fees matter
Investments can lose value, especially over only six months. Wealthify charges management and underlying fund costs. Compare those fees and the investment approach with other providers before joining for a £50 reward.
Pros
- £50 bonus on an eligible investment plan.
- Managed portfolio for people who do not want to pick funds.
- Several risk levels and ethical options.
- Simple app and dashboard.
Cons
- Money can fall in value.
- Six-month qualifying period.
- GIA and SIPP now require £5,000.
- Management and fund fees apply.